Financial services
Expertise in core banking, BaaS integrations, payments, and GenAI-enhanced financial solutions.
Healthcare
People-centric healthcare design and solutions, from virtual care, integrations, to smart devices.
Insurance
Modern solutions including self-service, on-demand, and algorithm-driven personalization.
We’re purposefully shaping the digital future across a range of industries.
Discover some of our specific industry services.
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Qubika’s Finance Studio offers IP-driven solutions, which both financial and non-financial organizations can use to build modern, next-generation financial services.
Our client with 3 million+ customers & 1 million+ issued credit cards released a machine learning driven credit assessment to quickly & accurately assess the credit worthiness of customers.
We developed proprietary & used existing machine learning models to dig into metrics including credit bureau reports & transaction data.
This has resulted in
Our client’s vision was to provide an all-in-one financial experience, offering debit cards, bank accounts, credit services, and a budgeting app in one easy-to-use mobile platform.
Our team worked to build the app from scratch using React Native.We integrated complex and diverse banking features into the app, while ensuring ease of use, high performance, and robust security.
Outcomes achieved
Our client that boasts 28 million+ customers, and is one of America's most renowned financial institutions, is redefining modern banking.
They’re providing all the modern financial services people expect today, such as being able to transfer money, pay bills and more, online or on your phone— without a physical bank.
To achieve this, Qubika brought together a set of digital banking technology services, including
Our IP-driven solutions, combined with deep financial services expertise, will enable you to create innovative, customer-centric products that drive growth and differentiate your business.
Accelerate your digital banking transformation. Launch innovative, revenue-generating products in months, not years. Our Digital Banking solution streamlines development, reduces costs, and empowers you to deliver exceptional customer experiences.
Business benefits
Mitigate risk and improve cash flow with our AI-powered debt collection and bankruptcy prediction solution. Optimize collection strategies, reduce default rates, and enhance customer satisfaction.
Business benefits
Make smarter lending decisions with our AI Credit Scoring solution. Improve accuracy, reduce default rates, and offer personalized credit assessments to your customers.
Business benefits
Unlock the power of Galileo's flexible API infrastructure. Build and launch innovative financial products with speed and scalability.
Business benefits
Safeguard your business and customers with our AI Fraud Detection solution. Predict the likelihood of fraud in advance in order to minimize losses and enhance security.
Business benefits
Accelerators
They ensure high quality results, based on tried-and-tested technologies, ensuring alignment with industry best practices and regulations.
Streamline your banking app development with our intuitive UI wrappers.
Rapidly prototype and then customize user interfaces, empowering you to craft distinctive, engaging financial experiences that resonate with your customers.
Businesses can jumpstart their machine learning workflows with Qubika's Airflow Blueprints.
Our pre-built templates and reusable components streamline pipeline creation and optimize resource utilization within the Airflow environment.
Gain real-time insights into the health of your machine learning models with our pre-configured dashboards. Visualize key performance metrics like accuracy, precision, and drift over time.
Set automated alerts to proactively address any performance degradation, ensuring your models remain effective and reliable.
We deliver excellence
Cybersecurity
BI and Data Engineering
BaaS Integrations/API Integrations
Cloud Migration & Optimization
App Modernization
Protect your sensitive data and maintain customer trust with our robust cybersecurity solutions. We help you identify vulnerabilities, implement best practices, and ensure compliance with industry regulations.
Harness the power of your data with our BI and data engineering expertise. We help you collect, store, analyze, and visualize data to gain valuable insights and make informed business decisions.
Seamlessly connect your systems and leverage third-party services with our BaaS and API integration expertise. We ensure smooth data flow and enable you to build a truly integrated financial ecosystem.
Accelerate your journey to the cloud with our migration and optimization services. We help you modernize your infrastructure, reduce costs, and achieve greater scalability and flexibility.
Transform your legacy applications into modern, cloud-native solutions. We help you enhance performance, improve user experience, and reduce maintenance costs.
“For us they are not just a software provider, they are a trustworthy partner with high level technical knowledge that provides value through innovative technical solutions”
Javier Martinez
CTO, Bancard
“They are behind the most important channel for BCP – the one that’s responsible for 90% of transactions.
This gives a sense of the importance of the relationship and our trust in them.
The expertise and skills of their team has been instrumental in helping us make the shift to become a truly digital bank.”
Christian Cervero
Head of alternative channels and digital solutions, BCP
“They’re the highest-quality development firm I’ve ever worked with. I can firmly say that they have provided excellent service.”
Abe Matamoros
Co-Founder, Elliegrid
Success Stories
Avant, a Chicago-based frontrunner in the financial technology sector, has always recognized the potential of harnessing data-driven intelligence - they currently connect 3 million customers to $9 billion in loans and 1 million credit cards. Qubika is partnering with Avant to drive their data and machine learning initiatives.
Our work includes implementing new data pipelines, and using AI to drive innovation in key business areas, such as rapidly assessing a person’s credit worthiness.
Success Stories
ONE's vision is to provide an all-in-one financial experience, offering debit cards, bank accounts, credit services, and a budgeting app in one easy-to-use platform. With over two million users, they are also being integrated into Walmart’s physical and digital channels.
Our partnership spans across key business and technology areas, from building a powerful mobile experience to transforming the development lifecycle from ideation to delivery.
Success Stories
With clients in over 100 countries, and over 21,000 employees, Experian is at the forefront of global information and financial services.
Experian is relying on Qubika’s data and financial expertise to build new financial services products at scale. This work involves massive scale integrations including banking-as-a-service integrations. We play a crucial role in ensuring the accuracy, security, and efficiency of transactions.
White Paper
Finance Insights
The fintech revolution demands exceptional user experiences. Discover how to overcome the unique challenges of UX/UI design in our white paper, based on Qubika’s work at New York University.
Learn more
At FinovateFall, New York, Qubika’s Finance Studio will showcase its work in using AI and machine learning to transform the financial sector. We’ll discuss our solutions for digital banking, risk prediction, credit scoring, fraud detection, and more.
Embedded finance and AI are set to revolutionize customer engagement in financial services. From seamless digital payments to hyper-personalized product recommendations, the future of fintech is data-driven and customer-centric. The ability to integrate financial products into everyday experiences and harness AI’s power will shape the next generation of successful fintech companies.
If you’re interested in expanding your understanding of the Fintech industry, consider attending some of the most anticipated events in 2024.
Get in touch with our experts to review your idea or product, and discuss options for the best approach
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