Insurance

Build Next-Gen Insurance

Insurers want to provide digital, modern services to customers, ranging from digital self-service, usage-based and on-demand insurance, personalized insurance policy development, to using digital algorithms to devise policies for individuals with specific needs. Qubika’s deep technology expertise will help you deliver these business outcomes.

Our insurance & financial services expertise

Our skilled team has worked with leading insurance and financial organizations worldwide, ensuring secure and powerful digital experiences for their customers.

15+

15+ years of experience in insurance & financial services
100M+

100 million+ customers use insurance & financial systems built by Qubika every day
75%

75% of Qubika’s largest clients are in insurance & financial services

Our Solutions

New, modern customer engagement solutions
- Digital self-service claims.
  We have experience building digital self-service solutions across a range of industries. Our approach ensures a streamlined, user-friendly experience, significantly reducing processing times and enhancing customer satisfaction.
- Automated insurance client onboarding.
  Redefine client onboarding in the insurance sector through automation. Our solutions are designed to simplify complex processes, ensuring a smooth, efficient, and error-free journey from start to finish.
- Scalable and secure architectures.
  Adapt to growing customer bases and transaction volumes with systems that scale effortlessly. We focus on cloud-native infrastructures, including automated infrastructure provisioning with infrastructure-as-code.
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Innovative product development in insurance
- On-demand Insurance.
  Revolutionize the way insurance is accessed with on-demand offerings. Our product development expertise will help you drive forward these initiatives.
- Personalized insurance policy development.
  Develop customized insurance policies with a technology-first approach, and by leveraging advanced analytics and a deep understanding of individual customer profiles.
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Advancing connected systems for enhanced efficiency
- Modern transactions with electronic payment systems.
  Redefine financial exchanges with state-of-the-art electronic payment systems that have been specifically designed for speed, security, and simplicity.
- Calorie counting devices and other health devices.
  In the realm of health and wellness, we have experience building connected devices with a great user experience. Such smart, user-friendly tools are empowering individuals to take control of their health.
- Automated First-Notice-of-Loss (FNOL).
  By introducing automation in the early stages of claims reporting, insurers are improving accuracy and speed, significantly enhancing the efficiency of the claims handling process.
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Pioneering data and AI solutions in insurance
- AI-enabled damage estimation.
  In the realm of damage assessment, AI-enabled solutions represent a leap forward. These advanced systems provide fast, accurate damage estimates, streamlining claims processing and elevating accuracy.
- Usage-based auto insurance.
  Usage-based solutions can be tailored to individual driving habits. Such a technology-driven approach provides more accurate risk assessment, leading to fairer pricing and greater customer satisfaction.
- AI-driven property insurance underwriting.
  Redefine property insurance underwriting through AI-driven technologies. Innovative systems can now analyze vast datasets to assess risks more accurately, enabling more precise policy pricing and a more efficient underwriting process.
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Highlights of our work

Established expertise in building user-centric apps & chatbots complying with regulations such as HIPAA.
Leading edge AI work including GenAI and LLM development.
End-to-end product design and management, including telehealth product development.
Proven experience in wearables and BLE connected devices.

Our Certifications

The SOC 2 Type 2 certification is provided to organizations that demonstrate stringent security protocols over an extended period of time.
Our ISO 27001 certification means enhanced security to protect data, reduced risk for business operations, and an increased ability to respond to evolving security threats.

Success Stories

Building Experian’s core digital banking platform

With clients in over 100 countries, and over 21,000 employees, Experian is at the forefront of global information and financial services.

Experian is relying on Qubika’s data and financial expertise to build new financial services products at scale. This work involves massive scale integrations including banking-as-a-service integrations. We play a crucial role in ensuring the accuracy, security, and efficiency of transactions.
- Data integration
- Galileo API
- Digital banking
- BaaS integration
Success Stories

Reinventing Avant with machine learning

Avant, a Chicago-based frontrunner in the financial technology sector, has always recognized the potential of harnessing data-driven intelligence - they currently connect 3 million customers to $9 billion in loans and 1 million credit cards. Qubika is leading Avant’s data and machine learning efforts.

Our work includes implementing new data pipelines, and using AI to drive innovation in key business areas, such as rapidly assessing a person’s credit worthiness.
- Machine learning algorithms
- Specialized data pipeline
- Data visualization
- AI finance solutions
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Success Stories

Data-fueled growth: How ONE is becoming one of the world’s leading fintechs

ONE, majority-owned by Walmart, is simplifying banking with its all-in-one financial experience.

The collaboration with Qubika has enabled ONE to harness data-driven insights, driving its growth and delivering a superior banking experience to customers. It has become one of the standout leaders in the fintech industry.
- Data-driven product
- CI/CD pipelines
- Powerful mobile experience
- Modern fintech solutions
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